6 Ways to Boost Your Chance of Mortgage Preapproval Let’s be real: Rejection hurts. It’s particularly hard if you’re denied a mortgage preapproval, which is one of the biggest hurdles in the home-buying process. Mike and Brittany Delgado know the feeling all too well. In 2013, the couple tried to get a mortgage preapproval and were denied. Why? Mike’s credit report showed no history or FICO s